You Can’t Claim It If You Can’t Name It

You Can’t Claim It If You Can’t Name It

When a homeowner, business owner, or renter files an insurance claim, they must create a complete list of EVERYTHING affected and prove ownership and condition of all things listed.

To put this in perspective, if there is a kitchen fire, everything in the kitchen must be listed including dishes, silverware, all large and small appliances (rice cooker, crock pot, waffle maker, popcorn machine), all food in the pantry, cook books, pots, pans, glasses, window treatments, furniture, junk drawer items, dish towels, cleaning supplies, etc.

Assuming this list could be compiled somewhat accurately, are clear photographs available? Are serial and model numbers written down accurately and completely? What if the insurance company needs further proof of ownership? Anything not listed or lacking concrete proof of ownership with thorough descriptions generally will not be reimbursed by the insurance company; items not reported accurately translate into money lost.

Without a current home inventory, there aren’t comprehensive descriptions and photographs in context capturing everything in the home before the damage was done, and the resident must rely on memory. Needless to say, remembering everything including serial, model, and license numbers is next to impossible. That’s why responsible homeowners use a third party home inventory service.

A reputable home inventory service provides comprehensive lists with cross referenced photos of everything in a home or office. An up-to-date third party home inventory is crucial because it bridges the gap between the resident and their insurance coverage.

With years of experience providing accurate, comprehensive, and 100% confidential home inventories, Home Inventory Experts can be trusted to provide “the proof of what’s under your roof” because when it comes to filing an insurance claim, you can’t claim it if you can’t name it.

Standard home inventory prices start at $350. Don’t put it off, waiting could cost exponentially more than the cost of our service.

For more information, and to view a sample inventory along with a free no obligation quote, contact Home Inventory Experts at 972-333-7022 or info@proveitsyours.com.